Insurance is no more a matter of choice for individuals rather it has become the matter of necessity. We need insurance to cover ourselves against any unpredictable medical treatment or requirement. Off late this has been realized by Christians very gravely and thus has resulted into increasing demand of Christian health insurance coverage.
In coming times the cost of medical insurance has also gone sky high, very much like other commodities. In such a situation it becomes quite difficult for common Christians with meager resources to obtain a health insurance policy. Christian health insurance coverage comes as much sought after boon for such individuals. This is the most popular alternative, though with strict guidelines that should be adhered to for obtaining coverage.
Membership in Christian health insurance companies is strictly offered to evangelical Christians who are regular church goers and are certified being so by their local pastors. Christian healthy insurance is chosen by people who are apposed to the idea of sharing the medical expense with the American citizen who follow the high risk, sinful lifestyle, which becomes a possibility if they get health insurance from a regular insurance company.
Excessive drinking, consuming tobacco, extramarital sexual activities, homosexuality etc are strictly prohibited if you are applying for Christian health insurance coverage. The person if caught being engaged in any of the above forbidden activities would not be entitled to any claim and has to bear the serious repercussion of being dropped from the plan with immediate effect.
Christian health insurance coverage are neither the medical care providers nor the typical insurance carriers, they are an alternative designed by organizations to provide health care on a low cost to individuals who do not follow the lifestyle which is not approved by church.
Invariably most of the Christians see this as a way to live their life as per the biblical beliefs and word of God. Christian health insurance coverage is primarily a non profit making organization, existing for the sole benefit of securing health insurance for Christian community.
Christian health insurance coverage is designed for the self employed, unemployed, priests, Christianity teachers or a Christian educational institute, as they receive zero or very low grant from government. Owing to their limited financial resources these people are often left stranded when it comes to affording a appropriate health care, thus Christian health insurance coverage offer them plans on a sustainable low cost.
On the other hand for these people obtaining a health plan from Christian insurance company is quite feasible as they abide by all the strict guidelines laid by the company.
Christian health insurance coverage provides coverage for the entire range of medical problems except the above discussed ones. It is a bill sharing cooperative which provides all claims after paying a minimum deductible. The monthly cost of a Christian insurance coverage is quite low in comparison to conventional health insurance plan, another reason for this being a hit among Christians.
Involvement of millions of Christians in these plans has made Christian health insurance coverage quite affordable apart from bringing a prosperity, emotional support and communication in between people who need it at times of difficulty.
The illustrious depiction of Early Church in Acts is a vital reason that the Christian health insurance coverage has become a hugely acceptable means of insurance.